The opinion of jurists

The request shall indicate the purpose of the loan, its amount and the period for Ko which credit is sought. Electric cops development of banking can be found in the history of ancient Guo- States — Babylon, Egypt, Greece, Rome. In the corre- accordance with the signed agreement the customer must pay the leasing the payments, which will eventually completely cover the cost purchased by the Bank and leased equipment. But a gradual change in the socio- economic conditions (the establishment of the feudal order the predominance of subsistence agriculture, the conviction of the early Christians STV intermediary monetary relations) led to remission- the Varna-monetary transactions and together with the operations that today treated as a Bank. For example, to obtain interbank loan Bank-loan- expert provides to the lender the following documents: • the application; • notarized copies of constituent documents (Uch- radially agreement, Charter, certificate of incorporation) • notarized card (original) with samples under- the pussy of managers and chief accountant of the Bank and print the Bank; • notarized copy of license of the Bank (the"correspondent" and "currency", if available); • Bank balance as of the last reporting date (first day of the month) and the current date.

Along with the economic concept of "banking operations and services ha" in the legal revolution introduced the concept of "banking and transactions". Any economy is based on objective economic laws nah, one of which is the law of monetary circulation. The term "Central Bank" was called the largest the Bank, which is located in the heart of the banking system. Banks provide Fi- flows for all businesses, industrial and non-productive spheres, spheres of control and fill the budget (Federal and territorial) required cash means.Through banks is also bilateral motion of the money borrowed (credit). Leasing operations.

The borrower repays the loan and pays the percentage in accordance with the loan agreement. After assessing the borrower's creditworthiness and benefits- ness credit operations, the Bank enters into with the borrower of the credit agreement (credit agreement). This: • issuing Bank, which is fixed for monopoly money issue; • the Bank of government: budget execution and control of the state governmental debt; • the Bank of banks: clearing centre, the lender of last resort; • conductor of monetary and foreign exchange policy; • the Supervisory authority for banks and financial markets. Liability insurance for the borrower's outstanding loan JW- is currently quite common by the form of the insurance tion, although it increases the cost of the borrower on the loan due to the Stra- dashed premiums (insurance fees). To personalized programmamatically include games, crosswords, cryptograms, Chine- wordy, tests, etc. The object of the construction is the subject of a pledge. A mortgage loan is taken for acquisition real estate. The essence of the loan is manifested in its functions. For example, dividing the loan maturity is obviously fanciful. 36, approved in- the Kazakh Central Bank of the US from 13 March 1996 No.